What Is Uninsured Motorist Coverage?

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As attorney Phil Chupick explains in this video, uninsured motorist coverage (UM) can be invaluable if you are hit by an uninsured driver. If the other driver has no insurance, then you can claim compensation from your own provider through a UM claim. Since many motorists drive without active insurance, despite state laws, a UM … Continue reading

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What Is the Difference Between Uninsured Motorist Coverage and Underinsured Motorist Coverage?

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Uninsured and underinsured motorist coverage are relatively inexpensive policies which could prove invaluable if you are in a car accident with someone who either has no insurance or does not have enough to cover your full damages. These types of coverage generally come together and may be included by law on your policy, depending on … Continue reading

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