Car Accident

What Is Uninsured Motorist Coverage?

As attorney Phil Chupick explains in this video, uninsured motorist coverage (UM) can be invaluable if you are hit by an uninsured driver. If the other driver has no insurance, then you can claim compensation from your own provider through a UM claim. Since many motorists drive without active insurance, despite state laws, a UM… read more

What Is the Difference Between Uninsured Motorist Coverage and Underinsured Motorist Coverage?

Uninsured and underinsured motorist coverage are relatively inexpensive policies which could prove invaluable if you are in a car accident with someone who either has no insurance or does not have enough to cover your full damages. These types of coverage generally come together and may be included by law on your policy, depending on… read more

What Is Subrogation?

After a car crash or other accident, your health insurance provider may pay your medical bills, under the terms of your policy. If you receive a settlement or verdict afterwards, then the medical insurer is entitled under the law to reclaim a portion of those funds. In this video, attorney Phil Chupick explains this concept… read more

How Will Self-Driving Cars Change Insurance?

As technology companies and automakers continue to work towards creating self-driving cars, there is still no way to know how these vehicles will influence the law. One of the biggest and most important questions is how will self-driving cars change insurance? In this video, attorney Phil Chupick discusses this question and the legal problems it… read more

Should I Give a Statement to an Insurance Company After I Have Been in a Crash?

After a car crash, the at-fault driver’s insurance company will try to contact you quickly, sometimes even just hours after the accident. Although the insurance adjuster may appear friendly in such a call, the company wants you to make a statement before you have time to recover or speak to a lawyer. A premature statement… read more

What Types of Auto Insurance Are Available to Me?

In general, there are two types of auto insurance coverage: property damage and personal injury. Most policies provide liability coverage, which reimburses victims when you are at fault for a crash. Depending on your injury policy, you may also have uninsured/underinsured motorist coverage and/or Med Pay options, which protect you in the event that the… read more

What Kind of Experience Should My Attorney Have?

As the saying goes: practice makes perfect. While no lawyer can promise perfect results, having experienced legal counsel on your side is crucial, especially in complex cases involving spine and brain injuries, trucking accidents or other complicated matters. In this video, attorney Tom Metier answers the common question: how much experience should my attorney have?… read more