Car Accident

What Is Uninsured Motorist Coverage?

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As attorney Phil Chupick explains in this video, uninsured motorist coverage (UM) can be invaluable if you are hit by an uninsured driver. If the other driver has no insurance, then you can claim compensation from your own provider through a UM claim. Since many motorists drive without active insurance, despite state laws, a UM … Continue reading

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What Is the Difference Between Uninsured Motorist Coverage and Underinsured Motorist Coverage?

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Uninsured and underinsured motorist coverage are relatively inexpensive policies which could prove invaluable if you are in a car accident with someone who either has no insurance or does not have enough to cover your full damages. These types of coverage generally come together and may be included by law on your policy, depending on … Continue reading

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What Is Subrogation?

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After a car crash or other accident, your health insurance provider may pay your medical bills, under the terms of your policy. If you receive a settlement or verdict afterwards, then the medical insurer is entitled under the law to reclaim a portion of those funds. In this video, attorney Phil Chupick explains this concept … Continue reading

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How Will Self-Driving Cars Change Insurance?

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As technology companies and automakers continue to work towards creating self-driving cars, there is still no way to know how these vehicles will influence the law. One of the biggest and most important questions is how will self-driving cars change insurance? In this video, attorney Phil Chupick discusses this question and the legal problems it … Continue reading

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