What You Can Expect From A Personal Injury Settlement

There is no cut-and-dried answer for how much you’ll get from a personal injury settlement — every case, after all, is different.

That being said, there are certain aspects you can count on every time. In today’s blog, we’re going to discuss what you can expect from your settlement, such as what affects it or what it can cover. If you’re looking for a personal injury attorney in Colorado, then you can count on Metier Law Firm. All of our injury lawyers excel at what they do and will be dedicated to your case. From car accident injuries to traumatic brain injuries, burns, nursing home abuse, and more, our personal injury attorneys can help you get the compensation you deserve. Work with us today in Fort Collins, Denver Metro, Golden, or Colorado Springs so you can get back to feeling like yourself once again.

What determines the settlement?

Your personal injury attorney will, of course, go over this in detail with you specifically about your case. However, this is the basics of what you can expect.


Damages in a personal injury lawsuit can include medical expenses, lost work, physical and emotional pain and suffering, and other trackable financial losses. How long a recovery period is, stay in a hospital, disruption to your day-to-day life, and additional factors will all be considered. Future costs of treatment, surgeries, and physical and psychological treatments can also be included in damages.

For example, here at Metier Law Firm, we fight for people and families who have suffered permanent injuries like severe burns, loss of limb, or brain injuries. If we get a client $300,000 for their brain injury and medical expenses, for example, that may not cover future treatments. We may need another $200,000 over the next 10 years to cover treatments, in-home care, and psychological treatments for family members who are coping with the change.

When choosing a personal injury attorney or personal injury law firm, find a team that understands the injuries you’ve suffered and has experience fighting for damages that not only cover the hospital costs of your injuries, but will also cover any treatments in the future. After you’ve been injured, you deserve to focus on healing instead of finding ways to pay medical bills.


Even if the damages are high, your settlement may largely depend on the liability of the defendant. There are often cases where the damages are high, but there is little or no evidence to prove that the defendant caused the damages.

Each state is different, but Colorado is a “comparative liability” state. This means that the settlement/verdict amount is based on how much liability is on the plaintiff. Let’s say the plaintiff is at 20 percent fault and the settlement is $100,000. This would turn into an $80,000 settlement — because the plaintiff is at 20 percent fault.

The defendant’s insurance and assets

A settlement is an agreement between two parties — the “defendant,” or the person being sued, and the “plaintiff,” or the person who is suing. If the defendant is broke, for example, and doesn’t have the means, then they won’t agree to pay money that they don’t have

The defendant’s assets and insurance will be key factors in determining how much you get in the personal injury settlement. For example, if the defendant doesn’t have the means to pay a certain settlement through their funds or through an insurance company, then they won’t agree to a settlement that would require them to pay money they don’t have. A verdict could come from the court, but it would still need to be enforced.

What does the personal injury settlement cover?

We briefly touched on this above, but your personal injury settlement can cover the following:

  • Emotional damage
  • Physical damage
  • Damage to property
  • Lost work wages
  • Future costs of any of the above

Whether your personal injury claim has to do with a burn, brain injury, car or vehicle accident, nursing home abuse, or something else entirely, a personal injury attorney will help you understand the situation and get compensation for your injuries — both physical and emotional.

How do I find a personal injury attorney in Colorado?

You’ve found us! Here at Metier Law Firm, our injury attorneys are experienced and passionate about what they do. From car accident injuries to many other aspects of injury law, we can help. Contact us today for a risk-free consultation in Fort Collins, Denver Metro, Golden, or Colorado Springs.